Many people lose their compensation benefits because of ignorance. You need to be extremely careful when going through such trial moments. Here are some five tips to help you increase the chances of getting the compensation that you deserve.
- Be Aware of Private Investigators and Surveillance
The insurance company can question your credibility and hire private investigators to track your moves. The investigator may catch you in public places or at home. He intends to get you in an action that contradicts your workers’ compensation claim. For instance, you can tell your doctor that you cannot lift a certain weight of the load. If the surveillance shows you carrying heavy shopping to your house, the company will use it to argue against your case. However, the company has to prove that the boxes had a heavy load. Be careful with your moves because you are not sure who is watching you of tracking your moves.
- Keep Detailed Records
Make sure you have copies of the paper work that concerns the workers’ compensation claim. These include completed claim forms, letters from your insurance company and employer, and work restrictions. Wisconsin Medical Groupwill create records that document your treatment. However, work restriction slips are not part of the medical records. All these documents are critical if you want your worker’s compensation claim to get approval.
- Consider Appealing Denied Benefits
Insurance companies exist to make profits. Therefore, they can unfairly deny your benefits to save some money. However, you have the right of appealing in case the company denies your claim. Several workers whose cases were denied end up getting some compensation after the appeal. Each step has various requirements and processes for appealing. However, you will have a deadline to fill an appeal form with the state agency. The agency will process your application and hand it over to a judge to schedule a hearing of your case to assess the dispute and resolve it. The appeal process is complicated and calls extensive technical and legal knowledge. It is advisable to hire a worker compensation lawyer to help you out.
- Attend All the Schedules Legal Appointments and Proceedings
You have to attend all the legal court dates and legal meetings like hearings, scheduling conferences, and mediation unless you have a worker’s compensation attorney representing you. You may risk losing some or even all your benefits if you don’t appear at a scheduled legal appointment. You will be forced to show up at some key events like an independent medical examination or deposition even if you have a lawyer. You can miss an appointment for a good reason but make sure you inform the state agency and insurance company beforehand.
- It Is Good to Hire a Worker’s Compensation Attorney
It is wise to hire an attorney if the insurance company deliberately fails to honour your claims. The most important thing is to make sure that you hire a professional lawyer. These experts will work hand in hand with reputable hospitable like Wisconsin Medical Group to make sure that the insurance company pays the claims that are worth your injuries. You can be sure of getting the best representation as long as you have a reputable lawyer by your side.